Our services, innovation that grows your business
Utilize Finclude’ APIs in your next fintech application
Creditworthiness
- Continuous monitoring of customers’ creditworthiness
- Beef up credit event based scoring with a 360 customer view using their daily transactional behavior
- Pre-screen applicants and help them choose the most relevant product for their current financial capacity
- Assess those with thin or no credit files, as well as anyone within the European Economic Area & the UK
- Educate customers on their financial well-being based on their spending patterns
Affordability
- Continuous monitoring of customers’ affordability as per EBA’s (GL 6) requirements
- Know how much new credit a customer can sustain and when to increase limit
- Assess anyone within the European Economic Area & the UK, including those with thin or no credit files
- An up to date financial x-ray for debt restructuring and recoverability
Verification
- Income verification based on actual real-time transactions
- Source of funds verification for faster digital on-boarding
- Verify customers’ income for property renting
- Digital verification for Directorships and UBOs
Assets & Balances
- Cross-sell and up-sell deposits, investments and insurance products
- Full view of customers financial health for debt restructuring
- Personalized pricing on financial products